General Tips

No one wants to come across as Scrooge during the holidays, but without managing holiday gift expectations, many people wind up saying, “Bah Humbug!” When we fail to manage holiday gift expectations, we tend to spend more than we should, and find ourselves in debt well into the new year. Both are outcomes no one […]

If you’re wondering if you should stop funding your 401(k) because you’re having a hard time making ends meet or are nervous about the economy, you aren’t alone. A 2023 CNBC Your Money Survey finds that “three quarters of working Americans (74%) say they are stressed about their personal finances these days.”¹ As a result,

A major factor in achieving your financial goals is being engaged with your finances and investments. This includes your 401(k). According to CNBC, though 401(k)s are the “most common retirement savings vehicles, 63 percent of Americans don’t understand exactly how it works.”¹ Additionally, when people in the survey were asked common 401(k) investor questions, only

It feels good to wrap up things nicely before the end of the year, but there’s a lot to do. That’s where having a fourth quarter financial to-do list comes in. It helps you prioritize the things you need to do to ensure you are in your best financial shape going into 2024 and beyond.

While data shows more people are saving for the future, others are putting their financial futures at risk by taking 401(k) hardship withdrawals. 401(k) hardship withdrawals should be a last resort, but people are playing fast and loose with their retirement savings, as shown by recent reports from Vanguard, Bank of America, and Fidelity. According

With today’s economic landscape characterized by persistent inflation and rising interest rates, it’s no surprise that American households are feeling financial pressure. This has many Americans grappling with crucial financial questions: Should I pull back on my retirement savings contributions?  Should I focus on paying off debt instead of saving for retirement?  How do I

There are common 401(k) mistakes we see investors making over and over again – from failing to rebalance to not keeping up with legislation. The 401(k) is one of the biggest assets people have in retirement. It’s not enough to think you’ll be ready to retire simply because you regularly fund your 401(k). Far from